How to write currency amount of money in English? (2025)

Hi everyone, I want to ask how to write currency amount of money.

I was making invoice, and it had a place where I need to put in words instead of figures; for example, if the total is US 23 dollars, I have to put it as SAY TOTAL U.S. DOLLARS TWENTY THREE ONLY.

But when the figures are large and contains cents, I don't know how to express it and where to put "and."

I want to know how to translate the following figures into capitalized forms:

1.USD 1,609.23
2.USD 10,699.23
3.USD 10,009.23
4.USD 103,109.004
(I know USD 0.04 is 4 cent, but how about 0.004?)

Thank you for your help in advance.

Lu1230 said:

I was making invoice, and it had a place where I need to put in words instead of figures; for example, if the total is US 23 dollars, I have to put it as SAY TOTAL U.S. DOLLARS TWENTY THREE ONLY.

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This is not a normal way to express that sum; instead, most Americans would write "twenty-three dollars." Why are you required to use this unusual and unfamiliar style that puts the name of the currency first?

I want to know how to translate the following figures into capitalized forms:

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Why "capitalized"? If I were writing these totals as words (such as on a check), I would write:

1.

$1,609.23 = One thousand six hundred nine dollars and twenty-three cents
2.

$ 10,699.23 = Ten thousand six hundred ninety-nine dollars and twenty-three cents
3

$10,009.23 = Ten thousand nine dollars and twenty-three cents
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Lu1230 said:

4.USD 103,109.004
(I know USD 0.04 is 4 cent, but how about 0.004?)

Click to expand...

Since 1857, the smallest unit of American currency is the one-cent coin. Since there is nothing smaller than $.01, there is no commonly-used name for any amount that is smaller. Technically, one-tenth of a cent is a "mill", but this term is not in common use. I suspect that if anyone needed to express the idea of $.004, he would say "four-tenths of a/one cent." However, this is not anything most people will encounter in everyday life; the only reason you might normally come across this is if you were -- for example -- calculating an interest rate, or otherwise multiplying using fractions. Once you found such an amount, you would normally round it off to the nearest cent. However, if you insisted on writing this odd sum, you could call it one of two things:
One hundred three thousand one hundred nine dollars and four mills (although almost no one would understand what a "mill" was)
OR
One hundred three thousand one hundred nine dollars and four-tenths of one cent.

As well as thinking about how the amount is usually written in the U.S., we should also consider international contexts.

The '$' sign is used for several different currencies, of widely differing values.

Putting USD (or GBP, JPY, EUR, etc) before the figures is not unusual in appropriate contexts.

In an old fashioned style of writing cheques, the currency can come before the figures (US dollars one thousand, six hundred and twenty-three and cents twenty-three). This style is still used here in Singapore, but elsewhere the normal style is for the currency to come after the figures. Our cheques force us to do this in any case by printing the currency at the start of the line. Here is the recommended style from DBS, a major bank here.

Linkway said:

Putting USD (or GBP, JPY, EUR, etc) before the figures is not unusual in appropriate contexts.

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The description of currencies and amounts can be confusing and far from unique, as shown above by multiple uses of the '$' glyph. This is not a problem as long as you only deal an one currency in one country, but is unworkable, especially where computers are concerned, when multiple currencies are involved.
Thus, the international Organization for Standardization (ISO) has the ISO 4217 standard defining currencies,
See: ISO 4217 - Wikipedia or https://www.iso.org/standard/64758.html
Some examples:
USD = U.S. Dollar
GBP = UK pound.
AUD = Australian dollar

Since the OP has not shared more information with us as to the use of the invoice, I would not hazard suggesting a solution.